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Student Health Insurance

Massachusetts law requires students to enroll in their college’s student health insurance plan or participate in a plan with comparable coverage. If you have any questions please contact us and we will be happy to assist you.

Required for Students Who Are:

  • Attending classes within Massachusetts, and
  • Enrolled in a degree or certificate program, and
  • Enrolled full-time or three-quarter time (undergraduate: 9 credits or more; graduate: 6 credits or more, as of last day of the add/drop period.)

See important current information and enroll.
Students who have insurance with comparable coverage may waive out of student health insurance by submitting an annual petition to waive by the term deadline.

Petition to Waive

Your petition to waive must be submitted in the first term of enrollment and every fall term thereafter. Students returning after a leave of absence must submit the waiver request in the term when they return.

Term Deadlines - Last day to waive health insurance:

  • for Fall 2019 term - September 12th, 2019
  • for Spring 2020 term - January 31st, 2020
  • for Summer 2020 term - June 12th, 2020

How to Waive
See Health Insurance and follow online instructions and external link to submit your petition to waive.

In so doing, you grant permission for the insurance provider to audit your insurance information, and if it is found to be falsified, inactive, or non-comparable to Massachusetts criteria, you will be enrolled in the insurance plan and will be charged the full insurance premium.

If you have problems logging on or with the website, please contact Gallagher Koster customer service at 800-457-5599.
Students who do not submit an annual waiver request by the deadline are automatically enrolled in and charged for the College’s student health insurance plan. Coverage is based on a plan year beginning September 1st and ending August 31st.  Once enrolled, students are covered for the remainder of the plan year.  

Cambridge College remains focused on being cost effective and sensitive to today’s economic conditions, but unfortunately, due to the current trend in health insurance mandates and plan usage; the increases are necessary in order to remain compliant with health care reform mandates. The current increases and the total cost of health insurance at Cambridge College remain competitive to those of our peer institutions.

The cost of insurance is as follows (and includes $50/year health insurance administrative fee:

  Undergraduate Graduate
Fall 2018: Sept 2019 - Aug 2020 $2,035 $3,358
Spring 2019: Jan - Aug 2020 $1,376 $2,252
Summer 2019: June - Aug 2020 $550 $884

Insurance Optional

Students taking fewer credits, or attending Cambridge College locations outside Massachusetts, are not required to purchase student health insurance but are welcome to do so by contacting the Office of the Bursar.

International Students

Any international student who has an active SEVIS will be assessed the health insurance regardless of the number of credits. They have the ability to waive (see above) provided they can produce the necessary insurance documents as indicated for all students.

Students with MassHealth coverage

If you currently have MassHealth coverage, you may be able to enroll in Cambridge College's health insurance plan, without paying any more than you currently do. If you qualify, you will be automatically enrolled into CC's SHIP, and MassHealth will pay for the SHIP premium.

Learn more